You qualify for a loan when you have a permanent contract, year contract, disability benefit or employment agency contract fase B/3 or C/4. Entrepreneurs also qualify for a loan.

In order to properly advise you we need some information from you. This concerns information regarding your income, housing costs and family situation. When we have this information we can file your request with the banks that we have a partnership with. Together with you we will determine which bank and what product are best suited for your wishes and needs. You will receive a free, non-committal offer from us. When you agree with our offer you can sign the contract and send this to us along with the necessary documents. When all documents have been accepted by the bank your loan will be paid. 

The bank always asks for a valid ID, proof of income and proof of housing costs. It's always possible that the bank requests extra documents in a specific situation. We're happy to inform you about this.

Our advise is to apply for a loan by phone through phone number 0229-760106.

It is also possible to apply for a loan through the online form on our website, by e-mail through info@dmfkrediet.nl of by WhatsApp through 06-19600081

Unfortunately DMF Krediet doesn't have any influence on the acceptance of a request for a loan. The same applies to the maximum amount, the interest rate and the monthly payments. In the end MDF Krediet is dependant on the verdict from the bank, we are only your intermediary.

The amount you can loan depends mostly on your income, housing costs, family situation and possible other loans.

The interest rate depends on an estimation of the risks in your specific situation. Among other things the bank takes into account your age, income, living situation and family situation. 

The monthly payment depends on the product you choose. A 'doorlopend krediet' is available from 1% of the total loan. In the case of a 'persoonlijke lening', 'financial lease' or 'huurkoop' the amount will depend on the duration of the loan.

A 'negatieve BKR registratie' doesn't necessarily have to mean you don't qualify for a loan. Please contact us to find out what we can do for you in your specific situation.

In most cases an application for a loan can be finished within a couple of days. To achieve this it is important that requested documents are supplied to us in a correct and timely manner.

At DMF Krediet you can choose from a number of different products: a 'doorlopend krediet', 'persoonlijke lening', 'financial lease', 'huurkoop', car insurance and payment protection plans. Click here for specific information regarding these products.

You can always make extra deposits without a fine on a 'doorlopend krediet' and 'persoonlijke lening'. In the case of a 'financial lease' or 'huurkoop' sometimes different conditions apply.

In most cases it is possible to combine your current loans at better conditions and interest rate.

You can get a loan on any vehicle with a Dutch license plate at any car company that is situated in The Netherlands.

It is always possible to change the vehicle of your choice during the application. However, we do have to apply for a new offer from the bank in case of a different vehicle.

In case of a 'doorlopend krediet', 'persoonlijke lening', and 'huurkoop' there is no maximum age for a vehicle. However, in case of a 'financial lease' the car has to be paid in full the moment the car is 10 years old. The minimum duration of a 'financial lease' is 12 months. This means the car can't be older than 9 years the moment you apply for a loan.